Frequently Asked Questions

The amount you can borrow for a mortgage depends on a variety of factors, including your credit score, income, and the value of the property you’re interested in buying.

A fixed-rate mortgage has an interest rate that stays the same for the life of the loan, while an adjustable-rate mortgage has an interest rate that can change over time.

The size of your down payment depends on the type of mortgage you’re applying for and the lender’s requirements. In general, most lenders require a down payment of at least 5%.

Pre-qualification is a preliminary evaluation of your financial information to determine how much you might be able to borrow. Pre-approval is a more thorough process that involves a lender reviewing your credit history, income, and other financial information to determine how much you can borrow.

It’s possible to get a mortgage with bad credit, but it may be more difficult to find a lender who will work with you. You may also be required to pay a higher interest rate and put down a larger down payment. Having access to many lenders who have flexibility for you if your

The time it takes to get a mortgage varies depending on the lender and the complexity of your financial situation. You can rely on Chris to get things done quickly and accurately.