Mortgage News
Canadian Mortgage Blog by Chris Marriner
You will learn about the different types of mortgages available, such as fixed-rate and adjustable-rate mortgages, and the pros and cons of each. You will also be informed about the mortgage application process, including how to prepare and what documents you’ll need. Additionally, you will find informative articles on topics such as credit scores, down payments, interest rates, and other important financial considerations that will help you make informed decisions when it comes to securing a mortgage. My blog provides a wealth of information that will empower you to make the best possible decision for your financial future.

Smart Mortgage Strategies Amid Rising Costs in Canada
Navigating today’s mortgage landscape can be challenging with rising costs, inflation, and fluctuating interest rates. In Canada, economic uncertainty has led to increased mortgage rates,

Exploring the Benefits of the New 30-Year Mortgage Term for First-Time Buyers and New Home Purchasers in Canada
For many Canadians, the dream of homeownership has become increasingly difficult due to rising property prices, higher interest rates, and stringent mortgage qualification rules. However,

Bank of Canada reduces policy rate by 25 basis points to 3%
The Bank of Canada today reduced its target for the overnight rate to 3%, with the Bank Rate at 3.25% and the deposit rate at

How to Secure Your First Mortgage in Canada in 2025
Buying your first home is an exciting milestone, but securing your first mortgage can feel overwhelming, especially with Canada’s ever-evolving housing market. If you’re ready

When Does It Make Sense To Refinance Your Mortgage?
When does it make sense to redo your mortgage? Refinancing might be the right choice, for the right reasons. Looking to refinance your mortgage? We

Fixed vs. Variable Rate Mortgages: Understanding Your Options
One of the biggest decisions you’ll face when getting a mortgage is choosing between a fixed-rate and variable-rate option. Both have distinct advantages so understanding

Steps to Take When Renewing Your Canadian Mortgage: The Importance of a Mortgage Broker
Mortgage renewal is a significant financial milestone for Canadian homeowners. It’s an opportunity to reassess your mortgage terms, explore potential savings, and ensure your home

Why Your Canadian Mortgage Payment is Mostly Interest at First (and How It Changes)
Ever wonder why your early mortgage payments in Canada seem to vanish into thin air? It’s not magic (although it might feel that way sometimes!).

Why you shouldn’t fear a credit score drop when applying for a mortgage
In the complex world of home financing, a common concern among our clients involves the impact of credit inquiries on their credit scores. Often, the